Business Essentials Canadian 8th Edition Ebert Test Bank



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Chapter 4   Entrepreneurship, Small Business, and New Venture Creation



4.1   Multiple-Choice Questions

1) Self-employed Canadians account for about ________ percent of the workforce.
1.     A) 3
2.     B) 5
3.     C) 16
4.     D) 22
5.     E) 34
Answer:  C
Diff: 3     Type: MC     Page Ref: 75
Skill:  Knowledge
Objective:  4.1

2) Approximately how many new businesses are started each day in Canada?
1.     A) 25
2.     B) 100
3.     C) 250
4.     D) 380
5.     E) 500
Answer:  D
Diff: 3     Type: MC     Page Ref: 75
Skill:  Knowledge
Objective:  4.1

3) Individuals who both recognize and seize opportunities are referred to as
1.     A) speculators.
2.     B) franchisees.
3.     C) entrepreneurs.
4.     D) intrapreneurs.
5.     E) independents.
Answer:  C
Diff: 1     Type: MC     Page Ref: 76
Skill:  Knowledge
Objective:  4.1


4) Entrepreneurs often have more than one goal for starting a business and becoming self-employed. Which of the following reasons is probably the least common goal of entrepreneurs?
1.     A) To seek independence and be their own boss
2.     B) To earn a comfortable living for a period of time
3.     C) To grow and expand a current business
4.     D) To meet community or social obligations
5.     E) To provide for their financial needs
Answer:  D
Diff: 1     Type: MC     Page Ref: 76
Skill:  Knowledge
Objective:  4.1
5) A new firm is
1.     A) one that has been in business for 5 years or less.
2.     B) one that has not yet opened for business.
3.     C) one with less than 10 years’ experience.
4.     D) one that has become operational within the previous 12 months.
5.     E) one that opened its doors within the past 6 months.
Answer:  D
Diff: 2     Type: MC     Page Ref: 76
Skill:  Comprehension
Objective:  4.1

6) How are intrapreneurs different from entrepreneurs?
1.     A) The former are women and the latter are men.
2.     B) The former are older than the latter.
3.     C) The former work within an existing business while the latter start their own business.
4.     D) The former earn less money than the latter.
5.     E) There is not difference between the two terms.
Answer:  C
Diff: 1     Type: MC     Page Ref: 76
Skill:  Comprehension
Objective:  4.1

7) A small business is an owner managed business with less than ________ employees.
1.     A) 25
2.     B) 50
3.     C) 10
4.     D) 500
5.     E) 100
Answer:  E
Diff: 2     Type: MC     Page Ref: 75
Skill:  Knowledge
Objective:  4.1


8) What percentage of Canada’s GDP is contributed by small businesses?
1.     A) 7 percent
2.     B) 13 percent
3.     C) 19 percent
4.     D) 30 percent
5.     E) 41 percent
Answer:  D
Diff: 3     Type: MC     Page Ref: 77
Skill:  Knowledge
Objective:  4.1
9) Which of the following is correct with regard to small business?
1.     A) Various measures might be used to define a small business, including the number of people the business employs, the company’s sales revenue, the size of the investment required, or the type of ownership structure the business has.
2.     B) Since the Business Register tracks businesses and the Labour Force Survey tracks individuals, these sources of information are not useful in defining the term “small business.”
3.     C) To be included in the Business Register, a business must have at least five paid employees.
4.     D) In the Business Register, a goods-producing company is considered small if it has fewer than 500 employees, while a service-producing business is considered small if it has fewer than 100 employees.
5.     E) All of these are correct.
Answer:  A
Diff: 3     Type: MC     Page Ref: 75
Skill:  Comprehension
Objective:  4.1

10) According to Industry Canada there are about ________ people who are “self- employed” and about ________ “business establishments.”
1.     A) 1.2 million; 1.2 million
2.     B) 5 million; 500 000
3.     C) 2.7 million; 2.2 million
4.     D) 725 000; 500 000
5.     E) 225 000; 225 000
Answer:  C
Diff: 3     Type: MC     Page Ref: 75
Skill:  Knowledge
Objective:  4.1


11) In the Business Register, a goods-producing business is considered small if it has fewer than ________ employees, and a service-producing business is considered small if it has fewer than ________ employees.
1.     A) 1000; 500
2.     B) 500; 1000
3.     C) 100; 50
4.     D) 500; 250
5.     E) 250; 500
Answer:  C
Diff: 2     Type: MC     Page Ref: 75
Skill:  Knowledge
Objective:  4.1
12) In the 2015 Heritage Foundation index of economic freedom, the top three countries were ________; Canada ranked ________.
1.     A) Australia, Japan, and Singapore; 25th
2.     B) the United States, Germany, and Japan; 8th
3.     C) the United States, Ireland, and Germany; 11th
4.     D) Hong Kong, Singapore, and New Zealand; 6th
5.     E) China, Japan, and South Vietnam; 37th
Answer:  D
Diff: 3     Type: MC     Page Ref: 76
Skill:  Knowledge
Objective:  4.1

13) The Heritage Foundation’s “index of economic freedom” measures
1.     A) how well command economies are performing compared to market economies.
2.     B) the extent to which entrepreneurs have freedom to pursue new business opportunities.
3.     C) how well entrepreneurs are performing in advanced industrialized countries compared to developing economies.
4.     D) how much profit entrepreneurs are making in command economies compared to market economies.
5.     E) the economic freedom entrepreneurs have in various countries, using the United States as the comparison point.
Answer:  B
Diff: 2     Type: MC     Page Ref: 76
Skill:  Comprehension
Objective:  4.1


14) At Telus, the redesign of the company’s website was the result of ________ in a large firm.
1.     A) product refinement
2.     B) intrapreneurship
3.     C) entrepreneurship
4.     D) starting a business from scratch
5.     E) marketing research
Answer:  B
Diff: 2     Type: MC     Page Ref: 76
Skill:  Comprehension
Objective:  4.1

15) The part of the economy that is made up of companies and organizations not owned or controlled by the government is called
1.     A) crown corporations.
2.     B) split sector.
3.     C) legislated corporations.
4.     D) public sector.
5.     E) the private sector.
Answer:  E
Diff: 2     Type: MC     Page Ref: 77
Skill:  Knowledge
Objective:  4.2
16) According to Industry Canada, small businesses account for over two thirds of employment in all of the following except
1.     A) other services.
2.     B) construction.
3.     C) accommodation and food.
4.     D) manufacturing.
5.     E) non-institutional health care.
Answer:  D
Diff: 2     Type: MC     Page Ref: 77
Skill:  Knowledge
Objective:  4.2

17) What percentage of businesses in Canada have less than 100 employees?
1.     A) 98
2.     B) 58
3.     C) 88
4.     D) 78
5.     E) 28
Answer:  A
Diff: 2     Type: MC     Page Ref: 77
Skill:  Knowledge
Objective:  4.2


18) During the period from 2002 to 2012, small businesses created ________ percent of all the jobs in Canada.
1.     A) 8
2.     B) 15
3.     C) 28
4.     D) 43
5.     E) 77
Answer:  E
Diff: 2     Type: MC     Page Ref: 77
Skill:  Knowledge
Objective:  4.2

19) Women account for ________ of all new businesses that are formed, and they lead ________ percent of the small- and medium-sized businesses that export goods and services.
1.     A) About one-fifth; 6
2.     B) about one-quarter; 18
3.     C) about one-third; 18
4.     D) more than one-half; 12
5.     E) two-thirds; 24
Answer:  D
Diff: 2     Type: MC     Page Ref: 77
Skill:  Knowledge
Objective:  4.2
20) What are the three key elements in the entrepreneurial process?
1.     A) The entrepreneur, the opportunity, and the marketing plan
2.     B) The marketing plan, the production plan, and the finance plan
3.     C) The product (or service) plan, the entrepreneur, and luck
4.     D) The entrepreneur, the opportunity, and the resources
5.     E) The financing plan, the product (or service) plan, and luck
Answer:  D
Diff: 2     Type: MC     Page Ref: 78
Skill:  Knowledge
Objective:  4.3

21) Which is the most common source of ideas for a new venture?
1.     A) Brainstorming
2.     B) Family
3.     C) Work experiences
4.     D) Children
5.     E) Magazines
Answer:  C
Diff: 1     Type: MC     Page Ref: 78
Skill:  Knowledge
Objective:  4.3


22) Which of the following is correct with regard to the issue of where new ideas for a business come from?
1.     A) The most important source of ideas for a new venture arise as the result of a conscious search for new venture ideas.
2.     B) About half of all new venture ideas come from insights gained or skills learned at a previous job.
3.     C) Personal hobbies or interests are the most important source of ideas for a new venture.
4.     D) Suggestions from family members are an important (but not the most important) factor in coming up with new venture ideas.
5.     E) There is no particular pattern in the development of ideas for a new venture.
Answer:  B
Diff: 3     Type: MC     Page Ref: 78-79
Skill:  Comprehension
Objective:  4.3

23) Sam has always been interested in starting his own business but, as a recent graduate, is not certain where he can get ideas. Which of the following is a good reliable source for information needed to make the decision to start a new business?
1.     A) Experience in industry before starting a new business
2.     B) Parents
3.     C) Teachers
4.     D) Bankers
5.     E) Business analysts
Answer:  A
Diff: 2     Type: MC     Page Ref: 78-79
Skill:  Comprehension
Objective:  4.3
24) When screening ideas, an entrepreneur would ask all of the following questions except
1.     A) is the idea marketable?
2.     B) does this idea have a high entrance cost?
3.     C) does this idea create or add value for the customer?
4.     D) does the idea provide a sustainable competitive advantage?
5.     E) is the idea financially viable?
Answer:  B
Diff: 1     Type: MC     Page Ref: 79-80
Skill:  Comprehension
Objective:  4.3


25) With regard to the process of screening possible ideas for a new idea, which of the following is correct?
1.     A) Determining whether or not the new idea adds value for customers is not essential at this early stage of the process.
2.     B) It is not possible to determine at this early stage whether a new idea will actually give a company a sustained competitive advantage.
3.     C) It is important to determine if sales will lead to profits.
4.     D) If the idea is not expected to result in making a profit for a number of years, exit costs are low.
5.     E) All of these are correct.
Answer:  C
Diff: 1     Type: MC     Page Ref: 79-80
Skill:  Comprehension
Objective:  4.3

26) Erin feels that she has a wonderful opportunity to create a new apple beverage she saw in Europe by using surplus apples grown near Georgian Bay in Ontario. At this point, which question must she answer in evaluating this opportunity?
1.     A) What interest rate will be charged for financing the purchase of capital equipment?
2.     B) What depreciation procedures will be used?
3.     C) What kind of computers should I purchase?
4.     D) Where will my business be located?
5.     E) Are there enough customers willing to buy this product?
Answer:  E
Diff: 2     Type: MC     Page Ref: 79-80
Skill:  Comprehension
Objective:  4.3

27) Robert wants to start a new business. At this point, he needs to ask himself all of the following questions except
1.     A) what is my competitive advantage?
2.     B) how much will the customer buy?
3.     C) what legal form should the business take?
4.     D) what value is created or added to for the customer?
5.     E) what is the marketability of this idea?
Answer:  C
Diff: 2     Type: MC     Page Ref: 79-80
Skill:  Comprehension
Objective:  4.3

28) Franchising is a contract between a(n) ________ and a(n) ________ that stipulates how ________ or ________ will be sold.
1.     A) buyer; seller; a product; a service
2.     B) retailer; outlet owner; food; a service
3.     C) manufacturer; dealer; a product; a service
4.     D) manufacturer; seller; a service; a product
5.     E) outlet owner; dealer; food; a service
Answer:  C
Diff: 3     Type: MC     Page Ref: 81
Skill:  Knowledge
Objective:  4.3

29) A financial forecast includes all of the following items except
1.     A) a cash budget.
2.     B) an estimate of start-up costs.
3.     C) an income statement.
4.     D) a listing of potential customers.
5.     E) a balance sheet.
Answer:  D
Diff: 3     Type: MC     Page Ref: 80
Skill:  Comprehension
Objective:  4.3

30) A ________ typically includes a company description, product description, marketing analysis and plan, operating plan, financial plan, and other supporting information.
1.     A) bank loan application
2.     B) business plan
3.     C) tax application
4.     D) partnership agreement
5.     E) grant application
Answer:  B
Diff: 2     Type: MC     Page Ref: 81
Skill:  Knowledge
Objective:  4.3

31) Which of the following is correct with regard to business planning?
1.     A) A business plan is a good thing to have, but it is generally not a requirement for securing resources for the proposed new venture.
2.     B) If market conditions are changing rapidly, the benefits gained from extensive research and planning will diminish quickly.
3.     C) If the product is highly innovative, research is particularly important.
4.     D) Planning should be completed before action is taken.
5.     E) All things considered, it is probably best to plan to start as a franchise.
Answer:  B
Diff: 2     Type: MC     Page Ref: 81
Skill:  Comprehension
Objective:  4.3
32) Bootstrapping means
1.     A) doing more with less.
2.     B) selling shares.
3.     C) designing new products.
4.     D) preparing a business plan.
5.     E) creating new ideas.
Answer:  A
Diff: 3     Type: MC     Page Ref: 82
Skill:  Knowledge
Objective:  4.3

33) Assets that a borrower uses to secure a loan or other credit are referred to as
1.     A) financed assets.
2.     B) tangible assets.
3.     C) fixed assets.
4.     D) collateral.
5.     E) assignments.
Answer:  D
Diff: 1     Type: MC     Page Ref: 82
Skill:  Knowledge
Objective:  4.3

34) One popular source of equity capital is informal capital from private investors who are known as
1.     A) private loaners.
2.     B) traditional lenders.
3.     C) pseudo loaners.
4.     D) off-the-books financers.
5.     E) angels.
Answer:  E
Diff: 2     Type: MC     Page Ref: 82
Skill:  Knowledge
Objective:  4.3

35) Which one of the following statements is correct?
1.     A) Love money is a form of debt financing.
2.     B) Suppliers typically provide long-term financing.
3.     C) Debt financing refers to money invested by the owner in the company.
4.     D) Borrowing money reduces the potential for higher returns when a business is performing well.
5.     E) Banks are typically risk averse.
Answer:  E
Diff: 2     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3

36) Bootstrapping involves all of the following actions except
1.     A) acquiring resources such as people and equipment.
2.     B) doing more with less.
3.     C) purchasing as many resources as possible.
4.     D) using other people’s resources.
5.     E) borrowing materials.
Answer:  C
Diff: 1     Type: MC     Page Ref: 82
Skill:  Knowledge
Objective:  4.3

37) Venture capitalists
1.     A) require collateral for all transactions.
2.     B) are risk averse lenders.
3.     C) invest funds from professionally managed pools of investor money.
4.     D) offer loans with a maximum 90-day payback period.
5.     E) are individuals in the United States who are willing to loan money to Canadians who want to start a business.
Answer:  C
Diff: 2     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3

38) Karen is trying to assess whether she can start her own small business. But, as with many small businesses, money is a problem. She asks for your help. You indicate that the most likely source of money for starting up a small business is
1.     A) family investment.
2.     B) lottery winnings.
3.     C) banks.
4.     D) credit unions.
5.     E) personal savings.
Answer:  E
Diff: 2     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3


39) With respect to the financing of a business, which one of the following statements is accurate?
1.     A) Love money is the most popular form of debt financing.
2.     B) Suppliers typically provide long-term financing.
3.     C) Debt financing refers to money invested by the owner in the company.
4.     D) Borrowing money reduces the potential for higher returns when a business is performing well.
5.     E) Banks are typically risk averse.
Answer:  E
Diff: 2     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3
40) Which of the following statements is (are) correct with respect to financing a business?
1.     A) Debt financing refers to money that is borrowed, while equity financing refers to money that is invested in the business by investors in return for a share of the ownership of the company.
2.     B) The most common source of debt financing is venture capitalists.
3.     C) Choosing between debt and equity financing involves trade-offs with regard to immediate vs. long-term profitability.
4.     D) Most new venture founders prefer equity financing because they are reluctant to give up any control to outsiders.
5.     E) All these statements are correct.
Answer:  A
Diff: 1     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3

41) Which source of capital is identified as a group of small investors who are willing to invest money into the new firm in exchange for an ownership share?
1.     A) Venture capital firm
2.     B) Foreign investors
3.     C) Stockbroker syndicate
4.     D) Silent domestic partner
5.     E) Banks
Answer:  A
Diff: 2     Type: MC     Page Ref: 82
Skill:  Knowledge
Objective:  4.3


42) Trade credit is
1.     A) the selling of bonds or debentures.
2.     B) reinvested in the enterprise.
3.     C) paid to the owners in the form of dividends.
4.     D) derived from funds generated from the operation of the business.
5.     E) delayed payment terms offered by suppliers.
Answer:  E
Diff: 2     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3

43) An example of a debt source of funds is ________ and an example of an equity source of funds is ________.
1.     A) family and friends; venture capitalists
2.     B) private lenders; family and friends
3.     C) private lenders; trade credit
4.     D) venture capitalists; private lenders
5.     E) family and friends; private lenders
Answer:  B
Diff: 3     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3
44) A business is normally at its riskiest point during the ________ phase.
1.     A) preliminary
2.     B) growth
3.     C) start-up
4.     D) maturity
5.     E) conception
Answer:  C
Diff: 2     Type: MC     Page Ref: 82
Skill:  Knowledge
Objective:  4.3

45) All of the following are common sources of equity for new ventures except
1.     A) banks.
2.     B) personal savings.
3.     C) love money.
4.     D) private investors.
5.     E) venture capitalists.
Answer:  A
Diff: 2     Type: MC     Page Ref: 82
Skill:  Knowledge
Objective:  4.3


46) Which of the following is correct with regard to collateral?
1.     A) It refers to business (but not personal) assets that a borrower uses to secure a loan or other credit.
2.     B) It consists of tangible assets like buildings as well as intangible assets like goodwill.
3.     C) Collateral can be seized by the lender if the loan is not repaid according to specified terms.
4.     D) It refers to personal (but not business) assets that a borrower uses to secure a loan or other credit.
5.     E) Banks are most impressed with debt investment.
Answer:  C
Diff: 2     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3

47) Which of the following statements is accurate?
1.     A) Love money is a form of debt financing.
2.     B) Borrowing money reduces the potential for higher returns when a business is performing well.
3.     C) Debt financing refers to money invested by the owner in the company.
4.     D) Banks are typically risk averse.
5.     E) Suppliers typically provide long term-financing.
Answer:  D
Diff: 2     Type: MC     Page Ref: 82
Skill:  Comprehension
Objective:  4.3
48) The ________ fit involves determining if the resources needed to capitalize on the opportunity can be acquired.
1.     A) resource-entrepreneur
2.     B) personal-entrepreneur
3.     C) entrepreneur-opportunity
4.     D) opportunity-resource
5.     E) entrepreneur-resource
Answer:  D
Diff: 2     Type: MC     Page Ref: 84
Skill:  Knowledge
Objective:  4.3


49) Judy is a graduate from a denturist program. Normally, graduates start up their own business, much like dentists and doctors. She has the choice of starting on her own or buying an existing practice. What is an advantage for her of starting a new business from scratch?
1.     A) No problems as a result of the prior owner’s errors
2.     B) Odds are better to succeed
3.     C) Relationship with suppliers already established
4.     D) Needs and desires of customers known
5.     E) The risks are lower than if she were to buy an existing practice
Answer:  A
Diff: 1     Type: MC     Page Ref: 85
Skill:  Comprehension
Objective:  4.4

50) Which of the following is the most significant disadvantage of starting a business from scratch?
1.     A) Having few employees
2.     B) Inability to franchise
3.     C) Having competition
4.     D) Coming up with new ideas
5.     E) The risk of failure
Answer:  E
Diff: 1     Type: MC     Page Ref: 85
Skill:  Comprehension
Objective:  4.4

51) Harold’s father owns a plumbing business, which Harold will likely take over. However, Harold needs to know the problems that beset family businesses. Which of the following is not a problem in a family business?
1.     A) Untrained and uneducated family members as personnel
2.     B) Failure to respond to changing market conditions
3.     C) Choosing an appropriate successor
4.     D) Consistent under-financing
5.     E) Disagreement among family members about the future of the business
Answer:  D
Diff: 2     Type: MC     Page Ref: 85
Skill:  Comprehension
Objective:  4.4

52) Jody is a young graduate from a business program. She can either help out in the family business or work with another organization. Which of the following is not a typical advantage associated with a family business?
1.     A) Highly trained individuals
2.     B) Valuable community relationships
3.     C) Personal sacrifices leading to financial advantage
4.     D) High employee loyalty
5.     E) Unified family management
Answer:  A
Diff: 1     Type: MC     Page Ref: 85
Skill:  Comprehension
Objective:  4.4

53) Ted is about to take over a family business. The issues of which he should be aware include all of the following except
1.     A) assuring economic security for the retiring leader and spouse.
2.     B) training the successor.
3.     C) benefits for the successor.
4.     D) timing the succession.
5.     E) successor selection.
Answer:  C
Diff: 1     Type: MC     Page Ref: 85
Skill:  Comprehension
Objective:  4.4

54) Margaret has an opportunity to buy an existing business. She should be knowledgeable about all of the following issues except
1.     A) the location of the business.
2.     B) legal form of the business.
3.     C) difficulty in determining an appropriate price for the business.
4.     D) incomplete knowledge of the state of the business.
5.     E) the reputation of the business.
Answer:  B
Diff: 1     Type: MC     Page Ref: 85
Skill:  Comprehension
Objective:  4.4

55) About one-third of all new businesses owners
1.     A) buy an existing business.
2.     B) start from scratch.
3.     C) buy out a partner.
4.     D) win the business in a draw.
5.     E) inherit the business.
Answer:  A
Diff: 2     Type: MC     Page Ref: 85
Skill:  Comprehension
Objective:  4.4
56) To start up a new business by operating under a license issued by a parent company to local entrepreneurs who own and manage the business is known as
1.     A) a small business.
2.     B) a macroenterprise.
3.     C) an enterprise.
4.     D) a microenterprise.
5.     E) a franchise.
Answer:  E
Diff: 1     Type: MC     Page Ref: 86
Skill:  Comprehension
Objective:  4.4

57) Roger has made a list of what he considers to be advantages of buying a franchise. You tell him that one item on his list is not an advantage. Which one is it?
1.     A) Improved chances of success
2.     B) Access to big business management skills
3.     C) Don’t have to build a business step by step
4.     D) Incentive of owning your own business
5.     E) Low start-up costs
Answer:  E
Diff: 2     Type: MC     Page Ref: 86
Skill:  Comprehension
Objective:  4.4

58) What is the most significant disadvantage of owning a franchise?
1.     A) Start-up costs
2.     B) Operational guidelines
3.     C) Difficulty obtaining loans
4.     D) Double taxation
5.     E) Competition
Answer:  A
Diff: 2     Type: MC     Page Ref: 86
Skill:  Comprehension
Objective:  4.4

59) Which of the following is not likely to be provided by the seller of a franchise?
1.     A) Financing help
2.     B) Guarantee of success
3.     C) Marketing strategy
4.     D) Training for employees and managers
5.     E) Management advice
Answer:  B
Diff: 2     Type: MC     Page Ref: 86-87
Skill:  Comprehension
Objective:  4.4

60) Which of the following is considered an advantage for both the franchisee and the franchisor?
1.     A) Guaranteed success
2.     B) Economies of scale in buying
3.     C) Promotion savings
4.     D) Recognition
5.     E) Management assistance
Answer:  D
Diff: 2     Type: MC     Page Ref: 86-87
Skill:  Comprehension
Objective:  4.4

61) The benefits of franchising the franchiser enjoys include all of the following except
1.     A) more revenue.
2.     B) more financing.
3.     C) more involvement in the details of local operations.
4.     D) advertising money is spent more efficiently.
5.     E) rapid growth.
Answer:  C
Diff: 2     Type: MC     Page Ref: 86-87
Skill:  Comprehension
Objective:  4.4

62) In a franchise agreement, the ________ is purchasing the right to sell the products of the ________.
1.     A) franchisee; franchiser
2.     B) franchiser; parent company
3.     C) franchiser; franchisee
4.     D) pigeon; shyster
5.     E) subleaser; leaser
Answer:  A
Diff: 2     Type: MC     Page Ref: 86-87
Skill:  Knowledge
Objective:  4.4

63) Molly believes that success is almost guaranteed when one buys a franchise. You point out that she should consider the costs such as
1.     A) emergency needs.
2.     B) operational expenses.
3.     C) the franchise sales price.
4.     D) training expenses.
5.     E) all of these.
Answer:  E
Diff: 1     Type: MC     Page Ref: 86
Skill:  Comprehension
Objective:  4.4

64) Which of the following is not one of the disadvantages of owning a franchise?
1.     A) High failure rates
2.     B) Sacrifice of independence
3.     C) Difficult to terminate
4.     D) On-going payments to the parent company
5.     E) High start-up costs
Answer:  A
Diff: 2     Type: MC     Page Ref: 86-87
Skill:  Comprehension
Objective:  4.4

65) Which of the following is an advantage for the franchisee?
1.     A) Freed from detail of local operations
2.     B) Recognition
3.     C) Rapid growth for the franchise
4.     D) Low entry cost
5.     E) Guaranteed success
Answer:  B
Diff: 2     Type: MC     Page Ref: 86-87
Skill:  Comprehension
Objective:  4.4

66) Viola wants to be a business owner and is contemplating whether to start her own business or open a franchise. Which of the following, if true, would be a compelling reason for Viola to open a franchise rather than start a new business?
1.     A) The franchiser requires $3000 in start-up costs and a 5 percent monthly royalty fee.
2.     B) The franchiser tightly controls and monitors the service protocol.
3.     C) The franchisee is responsible for developing all marketing materials.
4.     D) The company has only recently become a franchise.
5.     E) There are several other franchises with the same company in the area.
Answer:  A
Diff: 2     Type: MC     Page Ref: 86-87
Skill:  Application
Objective:  4.4

67) Franchising accounts for about ________ percent of retail sales in Canada and ________ percent of GDP.
1.     A) 10; 20
2.     B) 20; 30
3.     C) 40; 10
4.     D) 60; 15
5.     E) 80; 55
Answer:  C
Diff: 3     Type: MC     Page Ref: 86
Skill:  Knowledge
Objective:  4.4

68) Olivia has found a viable business, a small furniture store, she is interested in purchasing. She has learned that the store is supplied by reliable vendors and has a steady stream of local and online buyers. What should be Olivia’s next step at this point?
1.     A) Analyze the furniture store’s past financial statements
2.     B) Start negotiating a purchase price with the current owner
3.     C) Approach a banking institution about financing her purchase
4.     D) Consult a marketing agency about ways to reach more customers
5.     E) Search for vendors that can provide similar products at lower costs
Answer:  A
Diff: 2     Type: MC     Page Ref: 85
Skill:  Application
Objective:  4.4

69) Which of the following is a key contributing factor to the success of a small business?
1.     A) Hard work, drive, and dedication
2.     B) Overcapitalization
3.     C) Strong control systems
4.     D) Creativity
5.     E) Insufficient capital
Answer:  A
Diff: 1     Type: MC     Page Ref: 87
Skill:  Comprehension
Objective:  4.5

70) Which is the most important reason for the failure of small business?
1.     A) Poor marketing
2.     B) Managerial incompetence
3.     C) Loss of interest in the business
4.     D) Fraud
5.     E) Poor production capabilities
Answer:  B
Diff: 2     Type: MC     Page Ref: 87
Skill:  Comprehension
Objective:  4.5

71) A new business typically adopts one of four main organizational forms. They are
1.     A) franchise, sole proprietorship, partnership, or corporation.
2.     B) franchise, partnership, corporation, or co-operative.
3.     C) sole proprietorship, franchise, corporation, or co-operative.
4.     D) sole proprietorship, partnership, corporation, or co-operative.
5.     E) debt, equity, venture capital, or gifted.
Answer:  D
Diff: 2     Type: MC     Page Ref: 88
Skill:  Knowledge
Objective:  4.6

72) The features of a sole proprietorship include all the following except
1.     A) a lot of government paperwork.
2.     B) simple to form.
3.     C) easy to dissolve.
4.     D) limited resources.
5.     E) unlimited liabilities.
Answer:  A
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

73) Which of the following is not typical for a sole proprietorship?
1.     A) Limited liability
2.     B) Losing money at start-up
3.     C) Lack of continuity
4.     D) Easy to dissolve
5.     E) Hard to borrow money
Answer:  A
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

74) Sam Clark has a custom cheesecake business that he owns and operates out of his home. Sam’s ownership structure likely is
1.     A) a franchise.
2.     B) a limited partnership.
3.     C) a partnership.
4.     D) a corporation.
5.     E) a sole proprietorship.
Answer:  E
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

75) Shirley is opening a flower shop and has decided to operate as a sole proprietorship. Which of the following is not an advantage Shirley will have in operating her business?
1.     A) Freedom
2.     B) Simplicity of operation
3.     C) Limited liability
4.     D) Low start-up costs
5.     E) Choice of location
Answer:  C
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

76) Tax laws permit ________ to treat the sales revenues and operating expenses of the business as part of their personal finances.
1.     A) sole proprietorships
2.     B) joint ventures
3.     C) privately-held corporations
4.     D) either publicly-held or privately-traded corporations
5.     E) publicly-held corporations
Answer:  A
Diff: 1     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

77) Low start-up costs, simplicity in formation, and freedom are advantages in establishing a
1.     A) corporation.
2.     B) sole proprietorship.
3.     C) partnership.
4.     D) joint venture.
5.     E) co-operative.
Answer:  B
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

78) A major disadvantage of the sole proprietorship is the
1.     A) ability to grow by adding talent.
2.     B) high start-up costs.
3.     C) unlimited liability.
4.     D) lack of freedom in making business decisions.
5.     E) difficulty in beginning business activities.
Answer:  C
Diff: 1     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

79) A general partnership has advantages which are similar to a sole proprietorship, such as
1.     A) easy to transfer ownership.
2.     B) limiting owner’s liability.
3.     C) being simple to organize.
4.     D) providing for continuity.
5.     E) being dependent upon resources of an individual.
Answer:  C
Diff: 3     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

80) A limited partnership attempts to
1.     A) avoid the problem of unlimited liability for the owners.
2.     B) limit the number of partners who may purchase a share of ownership.
3.     C) provide for continuity of operation upon the departure of one of the partners.
4.     D) limit the number of partners who may vote at board meetings.
5.     E) limit the geographical area of operation for a business firm.
Answer:  A
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

81) Partnerships are generally more advantageous than sole proprietorships because
1.     A) the talents of the partners can be pooled.
2.     B) some businesses can only be formed as partnerships.
3.     C) there are many types of partnerships.
4.     D) partners are jointly and severally liable.
5.     E) many people can be the president of the company.
Answer:  A
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

82) Which of the following statements about partnerships is false?
1.     A) A partner cannot sell their interest without the other partners’ consent.
2.     B) The partnership terminates upon the death of a partner.
3.     C) A partner cannot retire without the other partners’ consent.
4.     D) General partnerships are limited to ten partners.
5.     E) It is easier to borrow money than a sole proprietorship.
Answer:  D
Diff: 3     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

83) If sole proprietor Tom decided to merge his business with that of Cindy, another sole proprietor, a ________ would result.
1.     A) partnership
2.     B) T-4A special corporation
3.     C) publicly-traded corporation
4.     D) dual proprietorship
5.     E) co-operative
Answer:  A
Diff: 1     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

84) Low start-up costs and simplicity of operations are among the main advantages of
1.     A) a sole proprietorship.
2.     B) selling shares.
3.     C) incorporating.
4.     D) a co-operative.
5.     E) none of these.
Answer:  A
Diff: 2     Type: MC     Page Ref: 88
Skill:  Knowledge
Objective:  4.6

85) Many professional organizations, such as law firms and accounting firms, are formed as
1.     A) joint ventures.
2.     B) partnerships.
3.     C) public corporations.
4.     D) private corporations.
5.     E) sole proprietorships.
Answer:  B
Diff: 1     Type: MC     Page Ref: 88
Skill:  Knowledge
Objective:  4.6

86) The size of a partnership is
1.     A) limited to a maximum of $100 million in annual sales.
2.     B) unlimited.
3.     C) limited to a maximum of 100 partners.
4.     D) limited to a maximum of 1000 employees.
5.     E) limited to a maximum of $10 million in annual sales.
Answer:  B
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

87) Jeanne is not an active participant in Highline Food Company, but she has contributed a significant amount of capital as a partner to the business. Jeanne is known as a(n) ________ partner.
1.     A) managing
2.     B) general
3.     C) limited
4.     D) dormant
5.     E) secret
Answer:  C
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

88) There are two basic types of partners: ________ and ________.
1.     A) dormant; active
2.     B) key; secondary
3.     C) secret; open
4.     D) general; limited
5.     E) primary; secondary
Answer:  D
Diff: 2     Type: MC     Page Ref: 88
Skill:  Knowledge
Objective:  4.6

89) Paul invests $50 000 in a partnership with his sister to operate a computer sales outlet. Paul is not involved in the operation of the store and has limited liability through the written partnership agreement. What kind of partner is Paul?
1.     A) Secret
2.     B) Ostensible
3.     C) Limited
4.     D) Dormant
5.     E) General
Answer:  C
Diff: 1     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

90) Two architects are considering forming a partnership. Both want a partnership agreement. All of the following should be part of their agreement except
1.     A) the formal reporting relationship between the two partners.
2.     B) the amount of the individual investment.
3.     C) how the company will be dissolved.
4.     D) how the profits will be shared.
5.     E) how new employees will be hired.
Answer:  E
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

91) Ann and David want to form a partnership. They should consider all of the following except
1.     A) possibility of disagreement.
2.     B) unlimited liability.
3.     C) ease of setting up a partnership.
4.     D) the combined talents of both partners.
5.     E) ease in transferring ownership.
Answer:  E
Diff: 2     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

92) Disadvantages of the general partnership form of business organization include
1.     A) limited liability.
2.     B) ability to provide dividends to shareholders.
3.     C) lack of continuity.
4.     D) simplicity of establishment.
5.     E) difficult to organize.
Answer:  C
Diff: 2     Type: MC     Page Ref: 88
Skill:  Knowledge
Objective:  4.6

93) What is the most important advantage of general partnerships?
1.     A) The unlimited liability of the partnership
2.     B) The ability to grow with the addition of new talent and money
3.     C) The ease of implementing an effective control system
4.     D) The increased role of luck
5.     E) The need for minority partners
Answer:  B
Diff: 2     Type: MC     Page Ref: 88
Skill:  Knowledge
Objective:  4.6

94) What do both sole proprietorships and partnerships lack?
1.     A) Trust
2.     B) Legal standing
3.     C) Continuity
4.     D) Shared vision
5.     E) Adaptable processes
Answer:  C
Diff: 2     Type: MC     Page Ref: 88
Skill:  Knowledge
Objective:  4.6

95) In a partnership
1.     A) partners are not liable for debts of other partners if there is no partnership agreement.
2.     B) each partner pays only his or her share of the liability even if one partner runs out of money before that partner’s share is paid.
3.     C) a partner is not responsible for debts if another partner created the liability through some action that violated the partnership agreement.
4.     D) each partner is responsible for the debts even if the debt was the result of the actions of only one partner.
5.     E) each partner is responsible only for the debts he or she incurred.
Answer:  D
Diff: 3     Type: MC     Page Ref: 88
Skill:  Comprehension
Objective:  4.6

96) Computers-B-Us is a new company. Its owners all have no personal liability for any debts of the company. All five of its owners invested the same amount and will share equally in the profits. The structure of Computers-B-Us is most likely a
1.     A) private corporation.
2.     B) co-operative.
3.     C) limited partnership.
4.     D) general partnership.
5.     E) sole proprietorship.
Answer:  A
Diff: 3     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

97) What is the fundamental difference between a sole proprietorship and a corporation?
1.     A) A corporation is larger than a sole proprietorship.
2.     B) A corporation is a legal entity that is separate from its owners, while in a sole proprietorship, there is no such distinction.
3.     C) A sole proprietor has unlimited liability, while investors in a corporation have limited liability.
4.     D) A corporation is more bureaucratic than a sole proprietorship.
5.     E) There isn’t really a fundamental difference between a sole proprietorship and a corporation.
Answer:  B
Diff: 3     Type: MC     Page Ref: 89
Skill:  Comprehension
Objective:  4.6

98) What was the largest corporation in Canada in 2014, as measured by sales revenue?
1.     A) Imperial Oil
2.     B) Manulife Financial Corp.
3.     C) Bank of Nova Scotia
4.     D) General Motors Canada
5.     E) Suncor Energy
Answer:  E
Diff: 3     Type: MC     Page Ref: 89
Skill:  Knowledge
Objective:  4.6

99) Which of the following is a private corporation?
1.     A) General Motors Canada
2.     B) Suncor Energy
3.     C) Cirque du Soleil
4.     D) Manulife Financial Corp.
5.     E) Bank of Nova Scotia
Answer:  C
Diff: 3     Type: MC     Page Ref: 90
Skill:  Knowledge
Objective:  4.6
100) A public corporation is
1.     A) one that must do business with the general public.
2.     B) chartered by the federal government.
3.     C) one whose stock is available for sale to the general public.
4.     D) one that cannot keep secrets from its competitors.
5.     E) one whose shares are for sale at public auctions.
Answer:  C
Diff: 2     Type: MC     Page Ref: 89
Skill:  Comprehension
Objective:  4.6

101) ________ is the governing body of a corporation.
1.     A) The board of directors
2.     B) The majority shareholders committee
3.     C) The audit committee
4.     D) The CEO
5.     E) A shareholders’ board
Answer:  A
Diff: 2     Type: MC     Page Ref: 89
Skill:  Knowledge
Objective:  4.6

102) The two most widely used methods to form a corporation include
1.     A) traditional or contemporary incorporation.
2.     B) limited or unlimited incorporation.
3.     C) private or public incorporation.
4.     D) inside or outside incorporation.
5.     E) federal or provincial incorporation.
Answer:  E
Diff: 2     Type: MC     Page Ref: 90
Skill:  Knowledge
Objective:  4.6

103) Bill is starting up a new business. In order to raise the capital needed for the business, Bill has sold shares of his company to a few close relatives. This type of structure is known as a
1.     A) sole proprietorship.
2.     B) private corporation.
3.     C) macroenterprise.
4.     D) public enterprise.
5.     E) public corporation.
Answer:  B
Diff: 1     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

104) An organization designed to avoid paying corporate tax by distributing all or most of their earnings to their shareholders is
1.     A) an income trust.
2.     B) a shareholders co-operative.
3.     C) a public company.
4.     D) a limited partnership.
5.     E) a private corporation.
Answer:  A
Diff: 2     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

105) An outside director is
1.     A) a person who is not an employee of the company.
2.     B) a person from the employee group outside the upper level ranks.
3.     C) a person selected by the CEO.
4.     D) a person who is a high ranking company official.
5.     E) a person from the audit committee.
Answer:  A
Diff: 2     Type: MC     Page Ref: 89
Skill:  Comprehension
Objective:  4.6

106) What is the difference between a public and private corporation?
1.     A) Public corporations issue shares, whereas private corporations do not.
2.     B) Public corporations are owned by a government, whereas private corporations are owned by private individuals.
3.     C) Public corporations are always large, whereas private corporations are not allowed by law to be large.
4.     D) Public corporations have articles of incorporation, whereas private corporations do not.
5.     E) Public corporations issue shares that are widely held, whereas private corporations issue shares that are held by only a few people.
Answer:  E
Diff: 2     Type: MC     Page Ref: 89-90
Skill:  Comprehension
Objective:  4.6


107) Shareholders are ________ of a company and profits are distributed among shareholders in the form of ________.
1.     A) owners; proxies
2.     B) owners; products
3.     C) managers; proxies
4.     D) owners; dividends
5.     E) managers; profit sharing
Answer:  D
Diff: 2     Type: MC     Page Ref: 89
Skill:  Knowledge
Objective:  4.6
108) Start-up costs and complexities are among the main disadvantages of
1.     A) starting up a partnership.
2.     B) incorporating.
3.     C) starting up a sole proprietorship.
4.     D) selling shares.
5.     E) none of these.
Answer:  B
Diff: 2     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

109) For the first time, Liz has decided to sell shares of her company to the public in order to raise some capital to build a new factory. Liz is launching a(n)
1.     A) initial public offering.
2.     B) an extended corporation.
3.     C) blended corporation.
4.     D) private corporation.
5.     E) income tax trust.
Answer:  A
Diff: 2     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

110) ________ is defined as “an artificial being, invisible, intangible, and existing only in contemplation of the law.”
1.     A) A corporation
2.     B) A co-operative
3.     C) A partnership
4.     D) A business owner
5.     E) A sole proprietorship
Answer:  A
Diff: 2     Type: MC     Page Ref: 89
Skill:  Knowledge
Objective:  4.6


111) Which type of business is legally considered a separate entity from its owners and is liable for its own debts?
1.     A) Sole proprietorship
2.     B) Corporation
3.     C) Limited partnership
4.     D) Co-operative
5.     E) General partnership
Answer:  B
Diff: 2     Type: MC     Page Ref: 89
Skill:  Knowledge
Objective:  4.6
112) A share of ownership in a corporation is referred to as
1.     A) a partnership.
2.     B) stock.
3.     C) a principle.
4.     D) a directorship.
5.     E) debt.
Answer:  B
Diff: 1     Type: MC     Page Ref: 89
Skill:  Knowledge
Objective:  4.6

113) Due to his hard work and notable contributions as an employee of KB Electronics, Nori has just been elected to the board of directors of the company. He will now be expected to fulfill his obligations as both an employee and director. Nori is a(n)
1.     A) outside director.
2.     B) special representative.
3.     C) regular seat holder.
4.     D) inside director.
5.     E) corporate official.
Answer:  D
Diff: 2     Type: MC     Page Ref: 89
Skill:  Comprehension
Objective:  4.6

114) Suzy is considering incorporating her financial consulting business. Of the items listed below, which one would not be a problem if she incorporates?
1.     A) Heavy regulation
2.     B) Double taxation
3.     C) Complex legal requirements
4.     D) Unlimited liability
5.     E) High costs of incorporation
Answer:  D
Diff: 2     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

115) In the double taxation endured by some businesses, ________ is the first taxation and ________ is the second taxation.
1.     A) tax on corporate profits; value-added tax
2.     B) tax on dividends; tax on corporate profits
3.     C) tax on corporate profits; tax on dividends
4.     D) property tax; income tax
5.     E) social security tax; income tax
Answer:  C
Diff: 3     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6
116) What is “double taxation” in the context of a corporation?
1.     A) Consumers are taxed twice, once when they purchase products and once when they receive dividend cheques.
2.     B) The federal government taxes corporate earnings at twice the rate of earnings of sole proprietors.
3.     C) Gross earnings are taxed, then net earnings.
4.     D) A corporation must pay income taxes on its profits, and then shareholders must also pay personal income taxes on the dividends they receive from the corporation.
5.     E) None of these explain double taxation.
Answer:  D
Diff: 3     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

117) Jonathan is upset, claiming that he is a victim of double taxation. What form of business is he involved in?
1.     A) Unlimited liability
2.     B) Partnership
3.     C) Corporation
4.     D) Big business venture
5.     E) Small corporate venture
Answer:  C
Diff: 1     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6


118) The person or people responsible for the firm’s overall performance is/are
1.     A) the directors.
2.     B) the CEO.
3.     C) the COO.
4.     D) the CFO.
5.     E) all employees.
Answer:  B
Diff: 1     Type: MC     Page Ref: 89
Skill:  Knowledge
Objective:  4.6

119) Most new corporations start out as ________ corporations and then move to ________ corporations as they grow.
1.     A) unlimited; limited
2.     B) limited; unlimited
3.     C) general, active
4.     D) public; private
5.     E) private; public
Answer:  E
Diff: 2     Type: MC     Page Ref: 90
Skill:  Knowledge
Objective:  4.6
120) Gloria wants to turn her sole proprietorship into a business corporation. Among the things that she must consider are
1.     A) sole proprietorships must be made into partnerships before they can be made into corporations.
2.     B) there is a threat of a hostile takeover if she has a private corporation.
3.     C) double taxation that occurs with corporations.
4.     D) the cost of dissolving her sole proprietorship will be high.
5.     E) she has to decide whether or not she will issue shares when the company becomes a corporation.
Answer:  C
Diff: 2     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

121) Who are the owners of a corporation?
1.     A) The board of directors
2.     B) The financial officers
3.     C) The stockholders
4.     D) The top managers
5.     E) The creditors
Answer:  C
Diff: 2     Type: MC     Page Ref: 89
Skill:  Comprehension
Objective:  4.6

122) Which of the following is the main disadvantage of a co-operative?
1.     A) High prices
2.     B) Each member only gets one vote
3.     C) High tax rates
4.     D) Low surplus distribution rates
5.     E) Difficult to attract equity investment
Answer:  E
Diff: 2     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

123) A ________ is an incorporated form of business that is organized, owned, and democratically controlled by the people who use its products and services.
1.     A) partnership
2.     B) proprietorship
3.     C) co-operative
4.     D) corporation
5.     E) preferred share
Answer:  C
Diff: 2     Type: MC     Page Ref: 90
Skill:  Knowledge
Objective:  4.6
124) How is a co-operative different from a corporation?
1.     A) A co-operative has no shareholders.
2.     B) A co-operate is smaller than a corporation.
3.     C) In a co-operative, each person has only one vote no matter how many shares they own.
4.     D) Double taxation affects co-operatives more negatively than corporations.
5.     E) A co-operative is not incorporated.
Answer:  C
Diff: 2     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6


125) Which of the following is correct with regard to co-operatives?
1.     A) Co-operatives are not allowed to deduct patronage refunds to members out of before-tax income.
2.     B) Members have an incentive to invest in equity capital of the co-operative.
3.     C) Voting and financial control of the co-operative is typically held by a few wealthy individuals.
4.     D) Double taxation affects co-operatives more negatively than corporations.
5.     E) The democratic voting arrangements and dividends based purely on patronage discourage some entrepreneurs from forming or joining a co-operative.
Answer:  E
Diff: 2     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

126) The purpose of a co-operative is
1.     A) as a benevolent association designed to help out its members in times of need.
2.     B) as an association only for farmers.
3.     C) to benefit its owners in the form of reduced prices and/or distribution of surplus at year end.
4.     D) to remain small so that they can help all their members on an individual basis.
5.     E) to buy fertilizer at reduced prices because of volume buying on the part of its members.
Answer:  C
Diff: 1     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

127) Voting rights in a co-operative are
1.     A) not restricted just to members.
2.     B) required before one can buy anything from a co-operative.
3.     C) the same as those found in a corporation, that is, the more one owns or contributes the more votes one has.
4.     D) nonexistent; there are no votes taken in the running of a co-operative.
5.     E) one vote per member regardless of the amount owned or contributed.
Answer:  E
Diff: 1     Type: MC     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

4.2   Critical Thinking Questions

1) An entrepreneur, Christina Rossini, is planning to open a small chain of 4 to 6 pizza stores under the brand name “Redenda Pizza.” The name comes from combining the first names of the entrepreneur’s grandparents. Christina wants to have a competitive advantage by offering innovative and distinct specialty pizzas and by offering the freshest ingredients. However, she is concerned that without proper planning, her venture will not be successful.

Christina is trying to identify potential problems in order to avoid them or at least be better positioned to react if they cannot be avoided. In doing so, Christina should account for all of the following possibilities except
1.     A) the possibility that years in the future scientists may give a new communicable disease a name that sounds similar to “Redenda.”
2.     B) the possibility that a significant number of her potential customers could be allergic to one or more of her ingredients.
3.     C) the possibility that seasonal variations in the availability of ingredients could affect the price of those ingredients.
4.     D) the possibility that advertising “fresh” ingredients may prevent Redenda Pizza from using less-expensive ingredients.
5.     E) the possibility that many customers are reluctant to try new pizza recipes.
Answer:  A
Diff: 3     Type: MC
Skill:  Analysis

2) An entrepreneur, Christina Rossini, is planning to open a small chain of 4 to 6 pizza stores under the brand name “Redenda Pizza.” The name comes from combining the first names of the entrepreneur’s grandparents. Christina wants to have a competitive advantage by offering innovative and distinct specialty pizzas and by offering the freshest ingredients. However, she is concerned that without proper planning, her venture will not be successful.

Answers to which of the following questions would be least relevant to determining whether Christina has located a good opportunity in starting Redenda Pizza?
1.     A) Are there other pizza restaurants in the immediate vicinity of the planned location?
2.     B) Is the business of other pizza restaurants in the city growing?
3.     C) Does the planned location of the restaurant have competitive rent?
4.     D) Will Redenda Pizza offer unique ingredients in its food offerings?
5.     E) Would Christina bring unique talents and ideas to a restaurant business?
Answer:  C
Diff: 3     Type: MC
Skill:  Analysis

3) An entrepreneur, Christina Rossini, is planning to open a small chain of 4 to 6 pizza stores under the brand name “Redenda Pizza.” The name comes from combining the first names of the entrepreneur’s grandparents. Christina wants to have a competitive advantage by offering innovative and distinct specialty pizzas and by offering the freshest ingredients. However, she is concerned that without proper planning, her venture will not be successful.

Which of the following, if true, would strengthen the case that Christina has a good opportunity in opening a new pizza restaurant?
1.     A) There are many existing pizza restaurants in Christina’s city.
2.     B) The pizza business in Christina’s city has remained largely unchanged for many years.
3.     C) Restaurant consumers in Christina’s city mostly frequent Mexican restaurants.
4.     D) Pizza restaurants require several experienced employees to be successful.
5.     E) Pizza restaurants can be found in almost any town in the United States.
Answer:  B
Diff: 3     Type: MC
Skill:  Analysis

4) An entrepreneur, Christina Rossini, is planning to open a small chain of 4 to 6 pizza stores under the brand name “Redenda Pizza.” The name comes from combining the first names of the entrepreneur’s grandparents. Christina wants to have a competitive advantage by offering innovative and distinct specialty pizzas and by offering the freshest ingredients. However, she is concerned that without proper planning, her venture will not be successful.

Which of the following, if true, would not strengthen the case that Christina has personal characteristics necessary for her new business to succeed?
1.     A) She is willing to take risks.
2.     B) She is motivated.
3.     C) She works well with others.
4.     D) She is a “big picture” thinker.
5.     E) She follows directions carefully.
Answer:  E
Diff: 3     Type: MC
Skill:  Analysis


5) An entrepreneur, Christina Rossini, is planning to open a small chain of 4 to 6 pizza stores under the brand name “Redenda Pizza.” The name comes from combining the first names of the entrepreneur’s grandparents. Christina wants to have a competitive advantage by offering innovative and distinct specialty pizzas and by offering the freshest ingredients. However, she is concerned that without proper planning, her venture will not be successful.

Which of the following best explains why flexibility is an important quality that Christina needs for success?
1.     A) It takes a certain amount of money to start a business.
2.     B) It often helps to have a business partner in a new business.
3.     C) Starting a new business requires a great deal of planning.
4.     D) Starting and running a new business involves many unpredictable factors.
5.     E) An entrepreneur must be extremely competent in business skills.
Answer:  D
Diff: 3     Type: MC
Skill:  Analysis
6) Short and Shearer are two friends who want to begin an entrepreneurship as business partners. They need to decide whether to start up a new business or to buy an existing business. To do this, Short and Shearer need to weigh the pros and cons of each in order to see what the best strategy for them would be.

Which of the following, if true, would strengthen the case for Short and Shearer buying an existing business?
1.     A) Short and Shearer have a lot of ideas as to the kind of business they would like to own.
2.     B) An existing business would have an existing customer base that Short and Shearer would inherit.
3.     C) An existing business for sale might have difficulties that Short and Shearer would inherit.
4.     D) Short and Shearer greatly value independence.
5.     E) Existing small businesses are usually carrying debts.
Answer:  B
Diff: 3     Type: MC
Skill:  Analysis


7) Short and Shearer are two friends who want to begin an entrepreneurship as business partners. They need to decide whether to start up a new business or to buy an existing business. To do this, Short and Shearer need to weigh the pros and cons of each in order to see what the best strategy for them would be.

Which of the following, if true, would weaken the case for Short and Shearer buying an existing business?
1.     A) Short and Shearer could more easily obtain financing for the purchase.
2.     B) Buying an existing business involves fewer legal hurdles than starting a new one.
3.     C) Franchises have more potential for success than single-facility businesses.
4.     D) Short and Shearer have limited funds to start with.
5.     E) Existing businesses cost less to purchase than new ones.
Answer:  D
Diff: 3     Type: MC
Skill:  Analysis

8) Short and Shearer are two friends who want to begin an entrepreneurship as business partners. They need to decide whether to start up a new business or to buy an existing business. To do this, Short and Shearer need to weigh the pros and cons of each in order to see what the best strategy for them would be.

Which of the following, if true, would strengthen the case for Short and Shearer’s starting a new business of their own?
1.     A) Starting a new business would put a lot of demands on their time.
2.     B) Starting a new business involves more risk than purchasing an existing one.
3.     C) Starting a new business would give them a lot of freedom and independence.
4.     D) Starting a new business would mean hiring many new employees right away.
5.     E) Starting a new business involves a lot of stress for the proprietors.
Answer:  C
Diff: 3     Type: MC
Skill:  Analysis
9) Short and Shearer are two friends who want to begin an entrepreneurship as business partners. They need to decide whether to start up a new business or to buy an existing business. To do this, Short and Shearer need to weigh the pros and cons of each in order to see what the best strategy for them would be.

Which of the following, if true, would weaken the case for Short and Shearer’s starting a new business?
1.     A) Starting a new business allows an entrepreneur to determine their own working hours.
2.     B) Starting a new business allows an entrepreneur to establish their own clientele.
3.     C) Starting a new business allows an entrepreneur to use their own ideas.
4.     D) Starting a new business gives a potential for a feeling of great accomplishment.
5.     E) Starting a new business involves using an untested business model.
Answer:  E
Diff: 3     Type: MC
Skill:  Analysis

10) Short and Shearer are two friends who want to begin an entrepreneurship as business partners. They need to decide whether to start up a new business or to buy an existing business. To do this, Short and Shearer need to weigh the pros and cons of each in order to see what the best strategy for them would be.

In order to help ensure success for their new business, which of the following questions would be least helpful for Short and Shearer to periodically ask themselves?
1.     A) How well does our firm’s operation align with the business plan?
2.     B) How many employees do we have?
3.     C) How are we handling our finances?
4.     D) How are our employees performing?
5.     E) How much debt can we afford to carry?
Answer:  B
Diff: 3     Type: MC
Skill:  Analysis

11) Sam and Nina want to start a dry-cleaning service and need to decide on the best form of business ownership, based on their respective abilities and the kind of business they want to run. They could either jointly own the business as a partnership, or one of them could own it as a sole proprietorship.

Which of the following, if true, would strengthen the case for Nina running the business as a sole proprietorship?
1.     A) Sam is experienced in dry-cleaning.
2.     B) Sam has a wide base of existing customer contacts.
3.     C) Sam is not willing to take on legal liability in the company.
4.     D) Nina is relatively new to the dry-cleaning business.
5.     E) Nina is not much of a “people person.”
Answer:  C
Diff: 3     Type: MC
Skill:  Analysis

12) Sam and Nina want to start a dry-cleaning service and need to decide on the best form of business ownership, based on their respective abilities and the kind of business they want to run. They could either jointly own the business as a partnership, or one of them could own it as a sole proprietorship.

Which of the following, if true, would weaken the case for Nina running the business as a sole proprietorship?
1.     A) Nina has a degree in accounting.
2.     B) Nina’s parents also ran a dry-cleaning business.
3.     C) Nina had the initial idea to start the new business.
4.     D) Sam is anxious to take on a lead role in the business.
5.     E) Sam does not have any previous dry-cleaning experience.
Answer:  D
Diff: 3     Type: MC
Skill:  Analysis

13) Sam and Nina want to start a dry-cleaning service and need to decide on the best form of business ownership, based on their respective abilities and the kind of business they want to run. They could either jointly own the business as a partnership, or one of them could own it as a sole proprietorship.

Which of the following, if true, would strengthen the case for Sam and Nina owning the business in a partnership?
1.     A) Sam and Nina have very different personalities.
2.     B) Sam and Nina have the same skill sets.
3.     C) Sam and Nina are both motivated and energetic.
4.     D) Nina has good leadership qualities.
5.     E) Sam has a strong marketing background.
Answer:  C
Diff: 3     Type: MC
Skill:  Analysis


14) Sam and Nina want to start a dry-cleaning service and need to decide on the best form of business ownership, based on their respective abilities and the kind of business they want to run. They could either jointly own the business as a partnership, or one of them could own it as a sole proprietorship.

Which of the following, if true, would weaken the case for Sam and Nina owning the business in a partnership?
1.     A) Sam and Nina have different personalities.
2.     B) Sam and Nina have known each other for many years.
3.     C) Sam and Nina have conflicting ideas about what would make a dry-cleaning business succeed.
4.     D) Nina is experienced in finance but not in equipment repair.
5.     E) Sam is experienced in dry-cleaning but not skilled as an administrator.
Answer:  C
Diff: 3     Type: MC
Skill:  Analysis
15) Three friends in the United States want to start a warehousing and distribution business. They each want to be co-owners of the new business with a stake in its profits. The new business will therefore be a corporation, but they need to determine which kind of corporation it should be so that it will best fit their interests in the business.

Which of the following, if true about the owners’ plan for the new business, would strengthen the case that it should be registered as an S corporation? (Note: An S corporation in the United States is a hybrid of a private corporation and a partnership. It is organized and operates like a corporation, but it is treated like a partnership for tax purposes. To qualify, firms must meet stringent legal conditions.)
1.     A) They want their shareholders to be personally liable for the corporation’s debts.
2.     B) They want to have an unlimited number of shareholders.
3.     C) They do not want the company to have to pay corporate income taxes.
4.     D) They do not want to have to meet any start-up requirements.
5.     E) They don’t want to have a board of directors.
Answer:  C
Diff: 3     Type: MC
Skill:  Analysis

4.3   True/False Questions

1) Self-employed Canadians account for about half of the total workforce.
Answer:  FALSE
Diff: 1     Type: TF     Page Ref: 75
Skill:  Knowledge
Objective:  4.1


2) Entrepreneurship is an individual’s willingness to take advantage of business opportunities and to assume the risks of establishing and operating a business.
Answer:  TRUE
Diff: 1     Type: TF     Page Ref: 76
Skill:  Comprehension
Objective:  4.1

3) A small business is, by definition, entrepreneurial.
Answer:  FALSE
Diff: 1     Type: TF     Page Ref: 75
Skill:  Comprehension
Objective:  4.1

4) A small business is an owner-managed business with less than 100 employees.
Answer:  TRUE
Diff: 1     Type: TF     Page Ref: 75
Skill:  Knowledge
Objective:  4.1

5) A new venture is a recently formed commercial organization that provides goods, but not services, for sale.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 76
Skill:  Knowledge
Objective:  4.1
6) The majority of businesses in Canada have no employees (i.e., the only person is the business is the owner).
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 75
Skill:  Knowledge
Objective:  4.1

7) In the 2015 Heritage Foundation index of economic freedom, Hong Kong ranked highest and North Korea ranked lowest.
Answer:  TRUE
Diff: 3     Type: TF     Page Ref: 76
Skill:  Knowledge
Objective:  4.1

8) A key difference between intrapreneurs and entrepreneurs is that intrapreneurs typically don’t have to concern themselves with getting the resources needed to bring a new product to market.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 76
Skill:  Comprehension
Objective:  4.1


9) About 85 percent of all businesses in Canada are small.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 77
Skill:  Comprehension
Objective:  4.2

10) Manufacturing businesses are the largest and fastest growing segment of small business enterprise.
Answer:  FALSE
Diff: 1     Type: TF     Page Ref: 77
Skill:  Knowledge
Objective:  4.2

11) During the period from 2002 to 2012, small businesses created about three-quarters of all the jobs in Canada.
Answer:  TRUE
Diff: 1     Type: TF     Page Ref: 77
Skill:  Knowledge
Objective:  4.2

12) Women lead only a small percentage of small- and medium-sized firms that export goods and services.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 77
Skill:  Knowledge
Objective:  4.2
13) The most important reason that women give for starting their own business is to gain control of their schedules.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 77
Skill:  Knowledge
Objective:  4.2

14) Most new ventures are the result of a search for a viable business idea.
Answer:  FALSE
Diff: 1     Type: TF     Page Ref: 78
Skill:  Knowledge
Objective:  4.3

15) Most new venture ideas come from peoples’ hobbies.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 79
Skill:  Knowledge
Objective:  4.3


16) An idea with high business exit costs is good, because it will motivate the entrepreneur to work hard to achieve success.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 80
Skill:  Comprehension
Objective:  4.3

17) If market conditions are stable, the benefits gained from research diminish quickly.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 81
Skill:  Comprehension
Objective:  4.3

18) A sales forecast is the foundation for determining the financial viability of a venture and the resources needed to start it.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 80
Skill:  Comprehension
Objective:  4.3

19) Planning does not have to be complete before action is taken.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 81
Skill:  Comprehension
Objective:  4.3

20) Equity refers to the money, or capital, invested in the enterprise by individuals in return for an ownership interest.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 82
Skill:  Knowledge
Objective:  4.3
21) A business is at its riskiest point during the start-up phase.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 82
Skill:  Knowledge
Objective:  4.3

22) Private investors, also known as angels, provide most of the debt financing for new businesses.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 82
Skill:  Comprehension
Objective:  4.3


23) Suppliers who provide goods such as inventory are providing equity financing.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 82
Skill:  Comprehension
Objective:  4.3

24) Survival rates for new ventures are greatly improved by getting involved with an incubator.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 83
Skill:  Comprehension
Objective:  4.3

25) Small founding teams tend to work better than big ones when starting a company, and it is quite common for the initial team to consist of just two people: a craftsperson and a salesperson.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 84
Skill:  Knowledge
Objective:  4.3

26) It is important to assess the “fit” between the various elements in the entrepreneurial process at the outset and then stick with that setup as the business grows.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 84
Skill:  Comprehension
Objective:  4.3

27) The risks of buying an existing firm are greater than the risks of starting a business from scratch because the existing firm may have a bad reputation among consumers.
Answer:  FALSE
Diff: 1     Type: TF     Page Ref: 85
Skill:  Comprehension
Objective:  4.4

28) Two of the major problems in family businesses are choosing and training successors and determining the direction of the firm.
Answer:  TRUE
Diff: 1     Type: TF     Page Ref: 85
Skill:  Comprehension
Objective:  4.4
29) The franchise agreement usually requires that the franchisee pay a fee to the franchisor, but sometimes the franchisor is willing to pay the franchisee if the franchisee has a good track record of success.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 86
Skill:  Comprehension
Objective:  4.4

30) A significant advantage of a franchise as a way of running a small business is that the chances of success are enhanced.
Answer:  TRUE
Diff: 1     Type: TF     Page Ref: 86
Skill:  Comprehension
Objective:  4.4

31) A disadvantage of a franchise is the initial franchise fee.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 86
Skill:  Comprehension
Objective:  4.4

32) Luck is a significant factor in the success of some small businesses.
Answer:  TRUE
Diff: 1     Type: TF     Page Ref: 87
Skill:  Knowledge
Objective:  4.5

33) A study conducted by CIBC found that small businesses with above-average growth rates were run by owners with more formal education.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 87
Skill:  Knowledge
Objective:  4.5

34) Of every 100 small businesses that begin operation, only 85 will still be operating after just one year.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 87
Skill:  Knowledge
Objective:  4.5

35) Sole proprietors can generally treat business revenues and operating expenses as part of their personal finances.
Answer:  TRUE
Diff: 1     Type: TF     Page Ref: 89
Skill:  Comprehension
Objective:  4.6

36) Shares of stock in a private corporation are available for sale to the general public.
Answer:  FALSE
Diff: 1     Type: TF     Page Ref: 90
Skill:  Knowledge
Objective:  4.6


37) An income trust structure allows a corporation to avoid paying tax if it distributes all or most of its earnings to investors.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 90
Skill:  Knowledge
Objective:  4.6

38) Company employees are not allowed to be members of the board of directors.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 89
Skill:  Knowledge
Objective:  4.6

39) IPOs are particularly attractive to companies during stock market declines because investors can buy the shares of stock for a low price, and this makes it more likely that the company will be able to sell a lot of shares.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

40) In a corporation, a shareholder with 10 shares receives 10 times the dividend paid to a shareholder with 1 share.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 89
Skill:  Comprehension
Objective:  4.6

41) Shareholders pay income taxes on the dividends they receive from the corporation, but the dividends are tax deductible for corporations.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

42) Unlike corporations, co-operatives do not have directors and appointed officers.
Answer:  FALSE
Diff: 2     Type: TF     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

43) Co-operatives are allowed to deduct patronage refunds to members out of before-tax income.
Answer:  TRUE
Diff: 2     Type: TF     Page Ref: 90
Skill:  Comprehension
Objective:  4.6


44) A co-operative is an incorporated form of business.
Answer:  TRUE
Diff: 1     Type: TF     Page Ref: 90
Skill:  Knowledge
Objective:  4.6
4.4   Short Answer Questions

1) How is a small business defined?
Answer:  A small business is an independently owned and managed business with less than 100 employees.
Diff: 2     Type: SA     Page Ref: 75
Skill:  Knowledge
Objective:  4.1

2) What is an entrepreneur?
Answer:  An entrepreneur is a business person who accepts both the risks and the opportunities involved in creating and operating a new business venture.
Diff: 2     Type: SA     Page Ref: 76
Skill:  Knowledge
Objective:  4.1

3) What is an intrapreneur?
Answer:  An intrapreneur is a person who creates something new within an existing large firm or organization.
Diff: 1     Type: SA     Page Ref: 76
Skill:  Knowledge
Objective:  4.1

4) Define a new venture.
Answer:  A new venture is a recently formed new commercial organization that provides goods and/or services for sale.
Diff: 1     Type: SA     Page Ref: 76
Skill:  Knowledge
Objective:  4.1

5) What is the impact of new ventures on job creation?
Answer:  New firms are the main source of job creation, and they are responsible for the vast majority of new products and services that are developed. From 2002 to 2012, small businesses created 77 percent of all the jobs in Canada.
Diff: 1     Type: SA     Page Ref: 77
Skill:  Comprehension
Objective:  4.2


6) What are the main reasons that female entrepreneurs give for starting a business?
Answer:  Gaining control over their schedule, seeing a market opportunity, and being frustrated by the “glass ceiling” at big companies
Diff: 1     Type: SA     Page Ref: 77
Skill:  Knowledge
Objective:  4.2
7) List the major parts of a good business plan.
Answer:
– Company description
– Product or service description
– Marketing analysis and plan
– Operating plan
– Management plan
– Financial plan
– Supporting details
Diff: 1     Type: SA     Page Ref: 81
Skill:  Knowledge
Objective:  4.3

8) What are the three key elements in the entrepreneurial process?
Answer:  The three key elements are the entrepreneur, the opportunity, and the resources.
Diff: 1     Type: SA     Page Ref: 78
Skill:  Knowledge
Objective:  4.3

9) What factors in the broader environment influence the entrepreneurial process?
Answer:
– Social factors
– Economic factors
– Political factors
– Technological factors
Diff: 2     Type: SA     Page Ref: 78
Skill:  Knowledge
Objective:  4.3

10) Where do the majority of entrepreneurial ideas come from?
Answer:  They come from everyday events relating to work or life, with work experience begin the most common source.
Diff: 2     Type: SA     Page Ref: 78
Skill:  Knowledge
Objective:  4.3


11) What are the two most important questions to ask when evaluating an idea for market and financial viability?
Answer:
– Are there enough customers willing to buy the product or service?
– Will sales lead to profits?
Diff: 2     Type: SA     Page Ref: 80
Skill:  Comprehension
Objective:  4.3

12) What is a sales forecast?
Answer:  A sales forecast is an estimate of how much of a service/product will be purchased during a specific period of time.
Diff: 1     Type: SA     Page Ref: 80
Skill:  Comprehension
Objective:  4.3
13) What is the mandate of the Business Development Bank of Canada?
Answer:  The mandate of the Business Development Bank of Canada (BDC) is to help develop Canadian businesses, particularly small- and medium-sized companies. It provides financing, venture capital, and consulting strategies.
Diff: 1     Type: SA     Page Ref: 83
Skill:  Comprehension
Objective:  4.3

14) What is a business incubator?
Answer:  A business incubator provides new businesses with support to help nurture them into a successful future. The type of support varies but some key forms of assistance include consulting services, legal advice, accounting services, business contacts, clerical services, and office space.
Diff: 1     Type: SA     Page Ref: 83
Skill:  Comprehension
Objective:  4.3

15) How has the Internet affected small business start-ups in recent years?
Answer:  Entrepreneurs can create and expand new businesses faster and more easily than ever before because the Internet provides fundamentally new ways of doing business. The Internet also helps entrepreneurs to gather information, to write a business plan and to access government grants.
Diff: 1     Type: SA     Page Ref: 83
Skill:  Comprehension
Objective:  4.3

16) What are the three basic strategies for becoming a business owner?
Answer:  The three basic strategies are starting a new business from scratch, buying an existing business, or buying a franchise.
Diff: 2     Type: SA     Page Ref: 85
Skill:  Comprehension
Objective:  4.4

17) What is the most important factor contributing to small business failure?
Answer:  The most important factor is managerial incompetence.
Diff: 2     Type: SA     Page Ref: 87
Skill:  Comprehension
Objective:  4.5

18) What is a general partnership?
Answer:  A general partnership is one in which all partners are jointly liable for the debts of the business. There is no legal limit to the number of parties who may form a general partnership. Partners may invest equal or unequal sums of money and may earn profits that bear no relation to their investments.
Diff: 2     Type: SA     Page Ref: 88
Skill:  Comprehension
Objective:  4.6
19) What are the two most widely used methods to form a corporation?
Answer:  The two most widely used methods are federal incorporation under the Canada Business Corporations Act, and provincial incorporation under any of the provincial corporations acts.
Diff: 2     Type: SA     Page Ref: 90
Skill:  Knowledge
Objective:  4.6

20) Describe the role and responsibilities of the board of directors.
Answer:
– Oversee the corporation’s operation
– Select the president and other officers to run the day to day operations
– Set dividend policy
– Set policies on major spending and executive salaries and benefits
Diff: 2     Type: SA     Page Ref: 89
Skill:  Comprehension
Objective:  4.6

21) What does it mean to say that shareholders in a corporation have limited liability?
Answer:  The amount of money that shareholders can lose is limited to the amount of their initial investment.
Diff: 2     Type: SA     Page Ref: 90
Skill:  Comprehension
Objective:  4.6

22) What is a private corporation?
Answer:  A private corporation is one in which the shares of stock are held by only a few people and are not available for sale to the public.
Diff: 2     Type: SA     Page Ref: 90
Skill:  Comprehension
Objective:  4.6


23) What is a co-operative?
Answer:  A co-operative is an incorporated form of business that is organized, owned, and democratically controlled by the people who use its products and services. Co-operatives are formed to benefit owners in the form of reduced prices or the distribution of surpluses at year-end.
Diff: 2     Type: SA     Page Ref: 90
Skill:  Comprehension
Objective:  4.6
4.5   Essay Questions

1) What are some of the difficulties involved in defining what a small business is?
Answer:  Various measures might be used, including the number of people the business employs, the company’s sales revenue, the size of the investment required, or the type of ownership structure the business has. The government relies on two different sources for information about small business, and the relationship between these two sources is often not clear. For example, Industry Canada reports that there are 2.2 million business establishments in Canada and about 2.6 million people who are self-employed, but there is no way of knowing how much overlap there is between these two categories. In order to simplify things, a small business is defined as one which is owner-managed and which has less than 100 employees.
Diff: 2     Type: ES     Page Ref: 75
Skill:  Comprehension
Objective:  4.1

2) The Miller brothers (Jack, Bill, and Evan) are about to fulfill a lifelong dream. They are buying a thousand-acre farm and plan to grow corn. They are not interested in bringing in any outside owners. The brothers are realistic and expect to work very long hours. However, they have a few critical decisions left to make. Should the Miller brothers’ farm be conside


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